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  1. Home
  2. Business
  3. Current Accounts
  4. Astra 15 Current Account
  5. Features

Astra 15 Current Account

Tailor-made to meet the unique requirements of huge enterprises

Apply Now

Astra 15 Current Account by Kotak
  • Features
  • Eligibility
  • Fees and Charges
  • Required Documents

Features

Great waivers on cash deposits and withdrawal charges, free RTGS and NEFT, free cheque books, waivers on cheque deposit charges, and a whole host of other features that are integral to the requirements of larger enterprises

Astra 15 Current Account Feature - Comfortable Average Quaterly Balance
Comfortable Quarterly Balance

Rs. 15 lakhs

Business Power Platinum Debit Card
Business Power Platinum Debit Card

Daily purchase limit of Rs. 3 lakh and daily ATM cash withdrawal limit of Rs. 1.5 lakh

Astra 15 Current Account Feature - Convert Balance to Term Deposit
Kotak ActivMoney

Current account balance converts to term deposits, to help earn attractive returns on idle balances

Astra 15 Current Account Feature - Unsecured Overdraft Upto 15 Lakhs
Kotak Credit Access

Unsecured overdraft facility up to Rs. 15 lakhs for short-term business requirements (2)

Astra 15 Current Account Feature - Free Demand Drafts
Free Unlimited Demand Drafts

Payable at Kotak Bank branch locations

More Features & Benefits

  • Free outstation cheque collection at Kotak Bank branches
  • Free access at all domestic and international VISA ATMs with Kotak
  • Unlimited Free demand drafts payable at non-Kotak bank branches
  • Business Platinum Debit Card
  • Free cheque collection through Speed Clearing
  • Free multi-city cheque books (at par cheque books)
  • Free cash withdrawal at the home branch location
  • Free cash withdrawal at non-home branches - up to Rs 7.5 lakh per day
  • Free cash deposit upto 12 times of the previous month's average credit balance, or Rs. 120 lakh, whichever is higher; standard charges apply thereafter at Kotak Branch location
  • Free home-banking service: On call cash/cheque pickup and delivery (1)
  • Free beat service: Daily visits to your home or office for picking up and depositing cheques into your account
  • Waiver on outward cheque returns (up to 10 instruments per month)
  • Free NEFT and RTGS at the branch and through net-banking
  • Free 24x7 net, mobile, phone, and SMS banking
  • Free alerts through email and SMS
  • Kotak Circle: Facility to club multiple current and saving accounts – this provides the flexibility to maintain minimum group AQB balance in any one or more accounts
  • A dedicated relationship manager who will be a single point of contact with the bank
  • Better forex rates and efficient trade services
  • Forex Live – An internet-based foreign exchange trading platform that enables buying and selling foreign currency for import/export transactions and other remittances (3)
  • Cash management services
  • Payment gateway solutions for quick receipt of payments from customers (4)
  • Point of Sale (POS) Solutions - Accept contactless, secure and faster payments with Kotak NFC enabled POS machines. Our customised Android Solution integrates with the billing application seamlessly and comes with features like Same-day Settlements, Dynamic Currency Conversion, Instant EMI Conversion, and more.

Disclaimers

  1. Free up to 1 request per day, after which standard charges apply.
  2. Conditions apply. Available in select locations only. Credit is at the sole discretion of Kotak Mahindra Bank Ltd., and is subject to guidelines issued by the RBI periodically. The bank may engage services of marketing agents for sourcing loan assets.
  3. At the bank's discretion.
  4. Offered through third-party tie-ups.

 

All the features and benefits are subject to terms, conditions, and exclusions. Please refer to the ‘General Schedule of Features and Charges’ for more details.

Ready to take the next step?

Apply Now

Collect payments easily, anytime, anywhere with kotak.biz app

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Clicking on ‘Proceed’ will redirect you to a third party website.

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