Each day, you have multiple transactions that are processed via your credit card POS terminal. And now, you can leverage these transactions to avail a business loan to meet your liquidity requirements, effortlessly. With Facility Against Credit Card Receivables, you can avail of a Business Loan or an Overdraft Facility of up to Rs. 3 Crores on the basis of the yearly sales that take place on the credit card POS facility. This means, you can get funds when you need them, without putting up any assets as collateral.
Higher eligibility for Self Employee
Loan amounts of up to Rs. 3 Crores
Flexibility of combining Loan and Overdraft
Lower processing fees
Easy repayment option
Competitive interest rates
Conditions apply. Credit at the sole discretion of the Bank and subject to guidelines issued by the RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
Founder - Frames Productions Company
We are banking with Kotak Bank since the last 10 years. I really appreciate the Relationship Manager's support I get for Business Banking.
Reviewed on 06/07/2022
CEO – Elastochemie Impex Pvt. Ltd.
Having Business Banking partners like Kotak has aided our growth in a big way. Their digital platforms & prompt services are flawless.
Reviewed on 08/02/2022
CEO – Walko QSR Company Pvt. Ltd.
We are very happy with the Kotak Working Capital services. Their guidance on every aspect makes us want to continue working with them.
Reviewed on 07/27/2022