Corporate Benefits on Salary Account | Kotak Mahindra Bank
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Benefits for Corporates:

  • Customized salary account proposition for all employees
  • Web based salary upload process
  • Corporate Credit Cards - Discover privileges and benefits every time you swipe*.
  • Single point of contact (Corporate Relationship Manager) across the country∙
  • Kotak Paymint Card for employees - Manage multiple reimbursements and allowances such as meal vouchers, medical reimbursements, leave travel allowances, gift cards, conveyance, fuel allowances etc.
  • National Pension System at special rates∙
  • Company Car Lease Program through Kotak Mahindra Prime Ltd^
  • Captive ATM @ Corporate premises if the employee count is > 1200 employees at a single site
  • Kotak World Travel Cards at special rates available in 13 currencies
  • Kotak Current Account – Differentiated account to best suit your business needs and help you reach your business goals sooner
  • Kotak Corporate Banking – A comprehensive product suite to cater to your Corporate Banking requirements$
    • Finance – Working capital, Long term loans & Structured finance
    • Transaction Banking – Trade finance, Supply chain solutions, Remittances, Cash management and Escrow services
    • Investments – Term deposits, Mutual funds# and Structured instruments
    • Treasury – Debt capital markets, Forex and Derivatives
  • Value Added Services** to cater to corporate requirements in terms of Media Solutions, Cloud-Business Apps, Tax Solutions, Workplace Solution, Digital Signature & Certificates, Digital Media, Travel Services and Concierge Services
  • PayDay Loan – Get advance up to ₹ 1.5 lakh on your salary disbursed in 3 seconds with interest rate starting at just ₹ 1 per day#(5)

Benefits for Employee:

  • To know benefits for employees, please click here




  • Terms and conditions apply.
  • ^Kotak Mahindra Prime Ltd. is a subsidiary of Kotak Mahindra Bank Ltd. Conditions apply. Available at select locations. Credit at sole discretion of Kotak Mahindra Prime Ltd. and subject to guidelines issued by RBI from time to time.
  • Credit at sole discretion of Kotak Mahindra Bank Ltd and subject to guidelines issued by RBI from time to time.Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
  • $Facilities such as Finance, Transaction Banking, Investments & Treasury etc. will be rendered by Kotak Mahindra Bank’s Corporate Banking. T&C Apply.
  • *Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Limited. All features and benefits are subject to Credit Card Terms and Conditions. Please read the Credit Card terms and conditions carefully provided on the bank website
  • #Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
  • **Terms and conditions apply. The services will be provided by third party service providers. Kotak Mahindra Bank shall not be responsible or liable for the services rendered by third party service providers. Recipients shall be solely and fully responsible / liable for any direct or indirect losses / costs / damages arising as a result of availing Services and agrees not to hold the Bank liable for any loss or damage upon utilizing the services.
  • #Terms & Conditions Apply. Credit at the sole discretion of Kotak Mahindra Bank Ltd. and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets. ₹1 per day is calculated on a minimum loan amount of ₹3000 for 365 days at interest rate of 10% p.a. This amount may vary based on customer loan amount, tenure, and interest rate. Advance on salary/Early Salary is where one can avail up to 50% of their net salary as an advance with PayDay Loan.

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Disclaimer - W.e.f. Jun 13, 2022, daily balances in Savings Account above Rs. 50 lakhs will earn 4% interest p.a. Daily balances in Savings Account up to Rs. 50 lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.

Please note, if your account is currently in dormant status, non-maintenance charges will not be applicable to the same. In order to activate your account, please visit your nearest Kotak Bank branch .

$Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges

Please click here for ActivMoney terms and conditions.


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