Home Loan Balance Transfer Calculator - Top Up Loan Calculator | Kotak Mahindra Bank

Home Loan Balance Transfer Calculator

It is easy to get overwhelmed with the calculations around home loan EMI calculations. Kotak’s Home Loan Balance Transfer Calculator is a simple tool that calculates your EMI on existing loans and displays your savings upon opting for home loan refinance. It’s the wiser choice to choose a home loan balance transfer.

Your total savings:

Your new EMI would be


The calculator uses the details that you provide. We do not guarantee the accuracy of the data or the results. Customers should exercise due diligence and caution before finalizing a decision.


Home Loan Balance Transfer Eligibility

The criteria for availing Home Loan Balance Transfer depends on the eligibility of an individual. It is based on variables, viz., age, monthly income, etc. Examine your home loan eligibility using our home loan eligibility calculator.


Documents Required for Home Loan Balance Transfer

During your application, being equipped with the documents required for a home loan balance transfer can make the entire process very smooth. We would need your original documents for verification and self-attested copies for submission.


General Questions related to Home Loan Balance Transfer Calculator


What is a home loan balance transfer EMI calculator?

A simple tool developed by Kotak Mahindra Bank displays your savings on monthly EMI if you choose to transfer your outstanding home loan with us.


How to use a home loan transfer EMI calculator?

The algorithm provides you with the EMI amount within seconds of inputting data. The amortization is routinely scheduled to be annually or on a month-to-month basis. For further queries, please contact us.

The following factors are taken into consideration by the home loan EMI calculator:

  • The amount of the home loan
  • The interest rate on the home loan
  • The period for repayment of the home loan, to the maximum of 20 years



Who should use a home loan balance transfer EMI Calculator?

Anyone who is looking to transfer their home loan from their current vendor to another lender can use Home Loan Balance Transfer EMI Calculator to get a purview of what their EMIs and savings would look like after opting for home loan balance transfer. You can check your eligibility here.

Additionally, an expert from Kotak Mahindra Bank can also assist you in financial planning.

What are the benefits of using a Home Loan Balance Transfer Calculator?

The Home Loan Balance Transfer Calculator is convenient and easy to use. It produces accurate and instant results, displaying the interest amount, the tenure for the repayment, EMIs to be paid along with the amount one can save after they opt for the Home Loan Balance Transfer.

Can you calculate savings using a Home Loan Refinance Calculator?

Yes, it is possible to calculate your savings using a Home Loan Refinance Calculator.

What can I find out using a Home Loan Take Over Calculator?

You can calculate the EMIs payable and the accurate amount of your savings after choosing Home Loan Balance Transfer.

Have specific doubts? Talk to our Home Loan Advisor

Ready to take the next step?